FOX Nation host Abby Hornacek takes a closer look at the topics and buzz words you find your friends and coworkers using to sound intelligent. Each week Abby and her expert guests will tackle topics we take for granted and help to explain the roots and meanings behind them.

This week, Michelle Lambright Black, Credit Expert for Slickdeals and professional credit writer, joins Abby in the classroom to help with her lesson plan. Michelle explains the importance of building good credit, how credit scores are determined in the United States, and how listeners can get closer to that coveted 850 credit score.

Keep up with Abby after class on Twitter: @AbbyHornacek