This proposal by Sen. Chris Dodd (D-CN) is tweedle dee versus tweedle dum. Instead of a half dozen regulators, Dodd wants one giant central planner, Soviet-style, to regulate all commercial activity that, were it to fail, would adversely affect the economy. The government still has not learned that central planning, government insulation from the risk of failure, securing the permission of bureaucrats before entering into contracts, capping compensation; in short, DC running businesses that are privately owned is the Mussolini model, and doomed to destroy freedom and property.