FILE – In this Nov. 28, 2014 file photo, Target shoppers Kelly Foley, left, Debbie Winslow, center, and Ann Rich use a smartphone to look at a competitor’s prices while shopping shortly after midnight on Black Friday, in South Portland, Maine. Americans are expected to spend at a slower pace than last year during the crucial winter holidays, weighed down by sluggish wage growth and other factors, according to a forecast Thursday, Oct. 8, 2015, from the National Retail Federation. (AP Photo/Robert F. Bukaty, File)